Privacy Policy

Short Answer: We collect nothing.

This calculator operates entirely in your browser. We do not:

• Collect loan amounts, interest rates, or tenure information you enter
• Store or record any personal financial data
• Transmit your inputs to any server
• Require login, registration, or account creation
• Ask for personal information like name, email, or phone number
• Use cookies to track your financial calculations

All calculations happen locally on your device. No data is transmitted to any server or third party. Your information stays completely within your browser.

Your browser may automatically cache files (CSS, JavaScript, images) for faster loading. This is controlled by your browser settings, not by us.

Your browser may also store browser history and cache data about pages you visit. This is standard browser behavior and is completely under your control.

How to manage browser data:

• Chrome: Settings → Privacy and Security → Clear Browsing Data
• Firefox: Preferences → Privacy & Security → Clear Data
• Safari: Develop Menu → Empty Web Inspector Cache
• Edge: Settings → Privacy → Choose what to clear

This platform may use minimal third-party services for:

• Content Delivery (serving static files faster)
• Analytics (understanding platform usage patterns)

If any third-party services are used, they are governed by their own privacy policies:

• Google Analytics Privacy Policy: www.google.com/policies/privacy
• Vercel Privacy Policy: www.vercel.com/legal/privacy

Important: Even if third-party analytics are enabled, they track general usage patterns (page views, device type, location) NOT your financial calculations.

We cannot identify you through this calculator. We don't know:

• Your name
• Your email address
• Your phone number
• Your financial information
• Your bank account details
• Your credit score or history

Any analytics collected are completely anonymized and cannot be traced back to you individually.

Since all calculations happen locally in your browser, security is entirely under your control:

• Browser Security: Your browser's security features protect against malicious scripts
• HTTPS Connection: We use SSL/TLS encryption for platform access
• No Server Storage: Data is never stored on our servers, eliminating server-side breach risks
• Device Security: Your device's security measures protect your data

Under Indian data protection laws and general privacy principles, you have the right to:

• Right to Know: Know what information is collected (Answer: Nothing)
• Right to Access: Request access to your personal data (Answer: We have none)
• Right to Deletion: Request deletion of personal data (Answer: We don't store any)
• Right to Correction: Correct inaccurate data (Answer: No data stored)
• Right to Data Portability: Get your data in usable format (Answer: Only what you input)

This calculator does not knowingly collect information from children under 18. Parents concerned about their children's online privacy can use this calculator safely as no personal information is collected.

We may update this Privacy Policy periodically to reflect changes in our practices or technology. The "Last Updated" date at the top of this policy indicates when it was last revised.

Significant changes will be announced prominently on the platform.

This Privacy Policy and our practices comply with:

• Information Technology Act, 2000: Indian data protection framework
• Digital Personal Data Protection Act, 2023: New India data protection regulations
• Consumer Protection Act, 2019: Consumer privacy protections
• RBI Guidelines: Banking sector privacy requirements

If you have concerns about your privacy or how your data is being handled:

• Contact us through the platform's contact form
• Report to the Data Protection Authority (coming soon in India)
• File a complaint with the Ministry of Electronics and Information Technology (MeitY)