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Personal Loan EMI Calculator
Quick and easy personal loan EMI calculation
Loan Details
₹50K - ₹1 Cr
8% - 18%
1 - 7 years
Personal Loan Characteristics: Shorter tenure, higher interest rates, quick approval, unsecured lending.
Monthly EMI
₹11,248.97
Total Interest
₹1,74,938.2
Total Repayment
₹6,74,938.2
Cost Breakdown
Payment Breakdown Over Time
Important Information
- Total Interest Cost:₹1,74,938.2
- Interest as % of Loan:35.0%
- Total Tenure:60 months
Disclaimer: All EMI results are indicative only. Actual EMI may vary based on lender policies, processing fees, and other charges.
Amortization Schedule (First 12 Months)
| Month | EMI | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | ₹11,248.97 | ₹6,040.64 | ₹5,208.33 | ₹4,93,959.36 |
| 2 | ₹11,248.97 | ₹6,103.56 | ₹5,145.41 | ₹4,87,855.8 |
| 3 | ₹11,248.97 | ₹6,167.14 | ₹5,081.83 | ₹4,81,688.66 |
| 4 | ₹11,248.97 | ₹6,231.38 | ₹5,017.59 | ₹4,75,457.28 |
| 5 | ₹11,248.97 | ₹6,296.29 | ₹4,952.68 | ₹4,69,160.99 |
| 6 | ₹11,248.97 | ₹6,361.88 | ₹4,887.09 | ₹4,62,799.11 |
| 7 | ₹11,248.97 | ₹6,428.15 | ₹4,820.82 | ₹4,56,370.96 |
| 8 | ₹11,248.97 | ₹6,495.11 | ₹4,753.86 | ₹4,49,875.85 |
| 9 | ₹11,248.97 | ₹6,562.76 | ₹4,686.21 | ₹4,43,313.09 |
| 10 | ₹11,248.97 | ₹6,631.13 | ₹4,617.84 | ₹4,36,681.96 |
| 11 | ₹11,248.97 | ₹6,700.2 | ₹4,548.77 | ₹4,29,981.76 |
| 12 | ₹11,248.97 | ₹6,769.99 | ₹4,478.98 | ₹4,23,211.77 |